Every state has certain minimums for car insurance coverage. California is no exception. If you live in California, you should buy a specific minimum amount for bodily injury liability protection, property damage liability coverage, uninsured motorist bodily injury coverage, and uninsured motorist property damage coverage.
Basic Liability Coverage
You might say that the state really has its bases covered in this respect. If you buy the minimums for auto insurance in Valencia, CA, you will also find some good rates. You just need to work with an agency that will help you meet your goals along these lines. Bodily injury liability coverage, which is the basic liability coverage features minimum protection in the form of $15,000 per person and $30,000 per accident.
Property Damage Liability Insurance
For property damage liability auto insurance, you need to purchase $5000 minimum in coverage. The uninsured motorist bodily injury coverage is the same as the regular bodily injury protection, or $15,000 per person and $30,000 per accident.
Uninsured Motorist Property Damage Coverage
If you purchase the minimum auto insurance for uninsured motorist property damage coverage, you are purchasing coverage of $3500. If you can afford to do so, you can always increase your liability coverages. This is especially important if you drive a newer vehicle or one that is defined as a luxury car.
How to Receive More Value for Your Car Insurance Dollar
To learn more about buying minimum liability insurance in California, contact a business such as the Heitz Insurance Agency. Get your questions answered, compare rates, and find the best plan to protect your when you drive. Because everyone’s insurance coverages are unique, you need to sit down and calculate how much coverage you can afford. Consider your lifestyle, the amount you drive, and the make and model of your car. You will also have to factor in your age and gender when choosing an insurance policy.