Life is unpredictable. A time may come when you cannot work due to unforeseen circumstances such as disability. Therefore, it is crucial to have long-term disability (LTD) insurance.
Although you may have long-term disability insurance coverage provided by your employer, getting these private benefits can be bureaucratic and almost impossible.
Sometimes, the insurance company may decline your long-term disability claim. However, this doesn’t mean you should quit pursuing your financial compensation. Hiring a long-term disability lawyer in Arizona will help guide you through the whole disability claims process. An attorney will assist you in the following areas:
Preparing Your Claims File for a Lawsuit
One key thing that many applicants are unaware of is that when you’re filing a claim against your insurer, you’re not allowed to bring new evidence. The federal judges give a ruling on your case depending on the content of your administrative record.
Thus, an experienced long-term disability lawyer in Arizona will make sure that your claim contains all your pertinent medical evidence and collaborate with your medical practitioner to acquire opinions concerning your work-related limitations.
A Lawyer Holds the Insurance Company Accountable to the Terms of Your Policy
There are particular rulings the insurer must adhere to, subject to your policy or in agreement with statutes. For instance, there are rules that restrict the duration that an insurance firm can take to ratify your claim or appeal. Unfortunately, insurance companies do not comply with these regulations.
If the claimant isn’t conversant with long-term disability law, they’ll arguably not notice that an insurance company is contravening such rules. Long-term disability attorneys understand these rules and will ensure that the insurance company complies with these regulations.
Final Thoughts
For the success of your long-term disability claim, it is vital to work with an experienced long-term disability attorney. If you would like to discuss your long-term disability claim with experienced lawyers, you can contact Slepian Ellexson, PLLC, and the legal team will offer whatever level of guidance you need to obtain positive outcomes.
